Credit Decisions Analyst

  Closing date: 31-03-2023
  Location: Glasgow

Startline Motor Finance is a different kind of car finance lender – we use a mix of technology, financial acumen, and our brilliant team to provide a flexible approach to car finance. Not only is this our approach to business, but it is ingrained in our culture and who we are as an employer.

We work with prominent franchised and independent dealers as well as leading specialist intermediaries.  We challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet the rapidly changing needs of car buyers and retailers.

We’ve created a culture where our values of being solutions-focussed, transparent, adaptable, responsive and teamworking are the foundation of everything we do.   And on top of that, we’re sitting with a Trustpilot score of 4.7 and excellent customer service reviews.

Reporting to the Credit Decisions Team Leader, this role will involve evaluating finance proposals and making effective underwriting decisions within agreed mandate levels and company policies. Startline operates within the near prime market segment, whereby the majority of our customers have some form of light prior adverse credit history with less stability.

The ideal candidate will be someone who thrives in a busy environment, is able to manage their own workload, and takes pride in their work. This role is being offered on a Tuesday - Saturday shift pattern.

We are looking for:

  • Previous experience as a Credit Decisions Analyst/Underwriter 
  • Advanced knowledge in Microsoft Office Suite (Word, Excel, and Outlook) is required
  • Experience using IT Systems and processes
  • Awareness and understanding of regulatory and compliance requirements such as the Consumer Credit Act, TCF and DPA
  • Ability to interpret both personal and business credit reference reports
  • Ability to work under pressure and able to multitask
  • Ability to plan and organise
  • Flexible, adaptable and transparent in style
  • Attention to detail with strong numerical and analytical skills
  • A team player

This permanent, full time role is based in our state-of-the-art offices at Skypark in Glasgow, currently offering  hybrid working.  

To apply, please use the form below including a cover letter and CV.

Application form

Max file size: 1MB. Allowed filetypes: pdf doc docx

Max file size: 1MB. Allowed filetypes: pdf doc docx

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