His responsibilities include ensuring accurate and timely regulatory reporting, enhancing the oversight framework across the business, supporting the development of data-driven insights to monitor operational risk, and ensuring positive customer outcomes.

A graduate of the University of Stirling, Chris’s previous roles include director of the group data and analytics office at HSBC, vice president in technology and information risk at Morgan Stanley, and national intelligence policing model analyst at the Association of Chief Police Officers in Scotland.

Chris said: “Given the increasing focus on data-led oversight from the Financial Conduct Authority and the complex landscape of consumer credit regulation, I’ll be helping ensure that Startline maintains compliance with all relevant requirements.

“My aim is to drive transparency, and continually improve data quality and governance, as well as being ready to readily adapt to future regulatory change to minimise disruption.”

Paul Burgess, CEO at Startline Motor Finance, said: “We’re very pleased to welcome Chris to the team. With an ever-higher regulatory focus being an established part of motor finance, he will play a key role in shaping internal operations in a manner that puts the customer first, ensuring compliance and building long-term trust.”

Founded in 2013 and based in Glasgow’s Skypark, Startline is one of the UK’s leading motor finance companies, providing flexible solutions to around half of the top 50 franchise dealers and 70% of the top 50 independent car retailers measured by turnover.